RIP Drogo Jason Momoa Shaves Beard to Inspire Change

first_imgStay on target Jason Momoa Joins Cast of ‘Dune’ Sci-Fi RebootAmazon Baits Prime Customers With Advanced ‘Aquaman’ Screening Drastic times call for drastic measures: Jason Momoa has shaved his trademark beard in the name of environmentalism.The actor, known as Game of Thrones‘ Khal Drogo and DC’s Aquaman, pruned his face in an effort to raise awareness for aluminum recycling.“Goodbye Drogo! Goodbye Arthur Curry! Goodbye Declan!” he boomed in a video, bidding adieu to some of his famously bearded characters (including Declan Harp of Frontier).Dressed like an escaped convict, Momoa wanders through the desert with an unnamed friend and an electric razor, slowly hacking away at his face as he explains the importance of eliminating plastic waste.“Goodbye Drogo, Aquaman, Declan, Baba!” (via Jason Momoa/YouTube)“I just want to do this to bring awareness that plastics are killing our planet. And I think I have a solution,” he said. “There’s only one thing that will really help our planet, save our planet—as long as we recycle—and that’s aluminum.”Nearly 75 percent of all aluminum ever produced is still in use today, according to the Aluminum Association.The material is 100 percent recyclable and retains its properties indefinitely. Which means today’s Coke can may be tomorrow’s Dr Pepper can, which may be the next day’s Sprite can, and so on.“You drink the can, and in about 60 days it’ll be back,” Momoa said, what remains of his 12-year-old beard blowing in the wind.Plastic, on the other hand, is more of a challenge to properly recycle.When different types of plastic polymers are melted together, they tend to phase-separate, like oil and water, creating structural weaknesses in reprocessed products.The two most widely manufactured plastics—polypropylene and polyethylene—behave this way, which limits their utility for recycling.So while you may feel good about tossing that empty water bottle into a blue bin, it would ultimately be more helpful if that bottle were actually a can.“Water in cans, NOT plastic” (via Jason Momoa/YouTube)Momoa is leading by example, showing off his own product: a line of still, alkaline, sparkling, and spring water in a pull-tab can.“It’s just water, but I feel good about it,” he said in the video.“Aquaman’s trying to do the best he can,” the clean-shaven actor said. “For my kids, for your kids, for the world.”More on Lauren’s New ‘Earth Polo’ Is Made With Recycled Plastic BottlesDead Whale Found With 80 Pounds of Plastic Bags In Its StomachSquid Protein Could Be an Eco-Friendly Alternative to Plasticslast_img read more

Benitez tips United for top four finish

first_imgNewcastle United manager Rafael Benitez believes Manchester United have what it takes to close the gap and finish in the top four this season.Since the appointment of interim manager Ole Gunnar Solskjaer, United have been in impressive form, winning three games in a row and scoring 12 goals in the process.Solskjaer will be aiming for his fourth successive win when they travel to Tyneside for Wednesday night’s Premier League fixture.United are currently 6th place in the league table and 8 points behind fourth-placed Chelsea, but Benitez expects the Red Devils to close the gap.“It’s a team that has to be easily in the top four, that is very clear,” Benitez told Sky Sports.Harry Maguire, Manchester UnitedLiverpool legend Nicol slams Harry Maguire’s Man United form Andrew Smyth – September 14, 2019 Steve Nicol believes Harry Maguire has made some “horrendous mistakes” recently, and has failed to find his best form since joining Manchester United.“They can compete against Manchester City, Liverpool, anyone. We are talking about one of the biggest clubs in the world in terms of everything.“The players they have, they are so good that if you want to win or get points against them you have to perform really well.“When you are a top side like Manchester United, spending millions every year, you have to be in the top four and you have to win the title.“For them, that’s the pressure. Not just now, they had it before, and for sure they will feel the pressure in a few weeks when they will be there fighting with Tottenham, Chelsea, City, Liverpool, and Arsenal.”last_img read more

Missouri man body trapped in Middle Caicos waters

first_img Electricity Cost of Service Study among the big agenda items at September 11 Cabinet meeting ALERT # 2 ON POTENTIAL TROPICAL CYCLONE NINE ISSUED BY THE BAHAMAS DEPARTMENT OF METEOROLOGY THURSDAY 12TH SEPTEMBER, 2019 AT 9 PM EDT Recommended for you Facebook Twitter Google+LinkedInPinterestWhatsApp Facebook Twitter Google+LinkedInPinterestWhatsAppMiddle Caicos, TCI, February 10, 2017 -Tragically, the man who somehow ended up dead on Middle Caicos was up to broadcast time still on the rocky shore near the water.   Thirty two year old John McGurk of St. Louis, Missouri is still on rocks because rescuers from Police and the Department of Disaster Management and Emergencies could not get to him yesterday even with the assistance of the US Coast Guard.In the media update earlier, Press Officer Kevin Clarke said:  “Significant advances were made to recover the body yesterday, but were unsuccessful due to a combination of the location and the tide.”Mudgin Harbour is one of the most breathtakingly beautiful sites in the Turks and Caicos, but it is also one of the waterways less frequented due to the battering surf conditions, rocky mounds and deep waters.   Blue Horizon Resort is where McGurk was staying and after he had not been seen since Monday, the resort reported him as missing on Wednesday night.   On Thursday morning, the Resort again reported to Police, but this time it was to say the man was seen near the shoreline, apparently lifeless in the water.   It is said the American checked in alone.#MagneticMediaNews Related Items:#magneticmedianews The Luxury of Grace Bay in Down Town Provolast_img read more

TCIs Jennings makes IAAF 400m semi finals in Kenya

first_imgFacebook Twitter Google+LinkedInPinterestWhatsApp Related Items:#ColbyJenningsJamaicaCollege, #IAAFWorldYouthGames, #magneticmedianews, #NairobiKenyaGames, #runColbyrun, #TCIrepresentedatIAAFYouthGames Facebook Twitter Google+LinkedInPinterestWhatsAppNairobi, Kenya – July 14, 2017 – Happening today, let’s keep young Colby Jennings in good thoughts as he represents the Turks and Caicos in Nairobi, Kenya at the IAAF World Youth Games.Jennings is in strong medal contention at these games in the 400m.Colby Jennings is currently attending Jamaica College and travelled to the Games without any TCI chaperone, but yesterday ran almost a new personal record to place second in his heat.Young Jennings moves on today to the semi finals.  Jamaica College is giving Jennings props for his performance and so are we.last_img read more

Land Rovers new Defender was potentially leaked again

first_img Checking the tech in the 2020 Land Rover Range Rover… 2018 Range Rover Velar: Effortless SUV elegance on- and off-road Post a comment 2:21 34 Photos 2020 Land Rover Discovery Sport packs on the updates Now, we don’t know much in the way of details about the new Defender, but it looks to be a wildly different animal than the beloved off-roader that it’s replacing. For some people, namely the ones who couldn’t abide by the fix-on-a-fix crudeness of the original, that’s probably a good thing. For others, that rough charm was what made them fall in love with arguably Land Rover’s most iconic shape.When asked for confirmation as to whether this was indeed the new Defender, Land Rover’s representatives said only, “Land Rover is aware of an unofficial image in circulation. Through the development of any new vehicle many design options are considered. We will not comment any further at this time.”Land Rover is planning on giving the world its first real look at the new Defender at the Frankfurt motor show this September. Share your voice Now playing: Watch this: SUVs Car Industry Enlarge ImageThis photo was taken by a spy photographer and posted to Twitter by the LandRoverPhotoAlbum account. LandRoverPhotoAlbum via Twitter The way that new Land Rover Defender looks seems to be one of the worst-kept secrets around these days. First Land Rover drives it all over Africa in camo with game wardens, then Lego drops a Technic set and now, according to a report published Thursday by Automotive News, it’s got a dang picture of the thing in the instrument cluster of one of its test cars.The photo in question was snapped by a spy photographer and posted to the LandRoverPhotoAlbum Twitter account. 2019 Land Rover Range Rover P400e review: A hard hybrid to recommend 0 Land Rover More From Roadshow Tags The All-New Defender! Someone managed to sneakily photograph the display cluster of the New Defender.#AllNewDefender #landroverdefender #landroverphotoalbum #landroverevolved #Defender2020— landroverphotoalbum (@landroverpa) June 24, 2019 Land Rover 2020 Land Rover Range Rover Evoque review: Style, now with more substancelast_img read more

Pathetic condition of roads

first_imgUppal: Residents of Uppal area feel annoyed due to the poor condition of the roads. However, unscheduled road work is causing inconvenience for the residents of this area.Sameeksha B, a resident said, “After every six months there is some or the other road work going on in this area which causes inconvenience for us. Doing this road work during monsoon season is going to make the condition of the roads more pathetic.”last_img

Avail of facility to study abroad Brahmins urged

first_imgNarayanguda: Telangana State Assembly Speaker Pocharam Srinivas Reddy on Sunday distributed papers pertaining to financial assistance sanctioned to Brahmin students, the beneficiaries of the Vivekananda Foreign Education Scheme. It was sponsored by the Telangana Brahmin Samskhema Parishad.Speaking on the occasion, Srinivas Reddy stressed on the importance of getting good education as one who is highly educated is respected by the entire society, more than a wealthy person. While the son of Lakshmi, goddess of wealth, may be rich, but it is the son of Saraswathi, goddess of education, who gets more respect from the society, he added. Also Read – Techie strangled to death in Hyderabad Advertise With Us Lauding the State government for its welfare schemes benefitting all sections of the society, the Speaker said that the State government led by the Chief Minister K Chandrashekar Rao was the first government to recognise that there may also be poor Brahmins who may need financial assistance for their pursuing their education. He said that fruits of welfare schemes were reaching out to all the sections of people, irrespective of their caste and religion, under the present State government. Also Read – JIH organises Eid Milap for sanitary workers Advertise With Us Referring to a recent national survey for Swachh Bharath in 700 districts, he said that it is a matter of pride for Telangana state that six districts have stood at the top at the national level. Lauding the Chief Minister as a spiritual personality, he said that the State government has given priority to develop temples and has provided funds for their regular spiritual activities. Advertise With Us Speaking on the occasion, Telangana Brahmin Samkhema Parishad Chairman Dr K V Ramanachari appealed to the students belonging to the Brahmin community to avail of the foreign education scheme sponsored by the Samkshema Parishad in getting financial assistance to study abroad. Under the scheme, the students would get financial assistance of Rs 20 lakh, he said. Interested candidates can apply online on or before August 20, he added. Ramanachari said that there were very few applications from some districts and they were awaiting top receive more applications from those districts. He said that financial assistance was sanctioned to a total of 54 students and they include 27 students to the USA, 12 to Australia, eight to Canada, one to France, four to Germany and two to the UK. Rajya Sabha Member Captain Lakshmikantha Rao, MLC Puranam Satish, TRS spokesperson at New Delhi Venugopala Chari, CPRO Jwala Narsimha Rao and others were present on the occasion.last_img read more

Criminal complaint against BJP leader Gautam Gambhir for allegedly holding 2 voter

first_imgBJP’s Lok Sabha candidate from East Delhi, Gautam Gambhir addresses a press conference in New Delhi, on April 25, 2019.IANSGautam Gambhir, former cricketer and one of Bharatiya Janata Party’s latest members, found himself in hot water after his AAP rival Atishi accused him of possessing two voter ID cards.Atishi brought the matter to light when she tweeted on April 26 that Gambhir possessed a voter ID for Karol Bagh as well as Rajinder Nagar. She has even filed a criminal complaint.In another tweet, she wrote, “Under Section 17, read with Section 31, false declaration in the matter of electoral rolls is punishable with jail time of up to one year.”If Gambhir is found guilty, he could face a jail sentence of one year. The complaint was filed at the Tis Hazari court in Delhi.Atishi had tweeted, “I have filed a criminal complaint against the BJP candidate from East Delhi Gautam Gambhir over his possession of two voter IDs in two separate constituencies of Delhi, Karol Bagh and Rajinder Nagar. #GambhirApradh.” TwitterIn her complaint, she also demanded the immediate disqualification of the cricketer-turned-politician. In addition to this, AAP president and Delhi chief minister Arvind Kejriwal tweeted to the Delhi voters saying that there is no point in voting for a leader who is soon to be disqualified.According to News18, Gambhir rubbished the claims stating “First they make allegations, then go to court and then they apologise.” Gambhir has been in the eye of the fire ever since he joined the BJP in March and was fielded from the East Delhi constituency.Earlier this week, both the Congress and the Aam Aadmi Party had called for the disqualification of Gambhir over an alleged problem in his nomination papers. However, their claims were rubbished by the polling officer who said that there is “substantial compliance” in his papers and his nomination will be accepted, reports NDTV.Gambhir’s nomination exposed the fact that he is the richest candidate to be fielded in Delhi with Rs 147 crore worth of movable and immovable assets.last_img read more

Supreme Court Hears Dispute Over Wedding Cake For Gay Couple

first_imgThe #MasterpieceCakeshop #SCOTUS case is about discrimination, not dessert. Public businesses should be #OpenToAll. Our analysis:— Americans United (@americansunited) December 5, 2017 The Supreme Court was taking up on Tuesday the highly anticipated case of the Colorado baker who refused to make a wedding cake for a same-sex couple.Tuesday’s clash at the high court pitted baker Jack Phillips’ First Amendment claims of artistic freedom against the anti-discrimination arguments of the Colorado Civil Rights Commission, and two men Phillips turned away in 2012.The commission ruled that Phillips violated the state’s anti-discrimination law when he refused to make a wedding cake for Charlie Craig and David Mullins.The argument is the first involving gay rights since the Supreme Court ruled in 2015 that states could not prevent same-sex couples from marrying.The Trump administration is supporting Phillips in his argument that he can’t be forced to create a cake that violates his religious beliefs. It appears to be the first time the federal government has asked the justices to carve out an exception from an anti-discrimination law.Protesters on both sides filled the sidewalk in front of the court, shortly before the start of the argument.Scene outside SCOTUS: competing chants/rallies after oral arguments in #MasterpieceCakeshop case.— Blayne Alexander (@ReporterBlayne) December 5, 2017 “We got Jack’s back,” Phillips’ supporters said. Backers of Craig and Mullins countered: “Love wins.”The case’s outcome also could affect photographers and florists who have voiced objections similar to those of Phillips.“Artists shouldn’t be forced to express what the government dictates. The commission ordered Jack to celebrate what his faith prohibits or to stop doing the work he loves. The Supreme Court has never compelled artistic expression, and doing so here would lead to less civility, diversity, and freedom for everyone, no matter their views on marriage,” Kristen Waggoner, the Alliance Defending Freedom who is representing Phillips, said in an email.But the American Civil Liberties Union and other rights groups that have sided with the gay couple said they fear a ruling for Phillips could allow for discrimination by a range of business owners. They said the court has never recognized what they call a constitutional right to discriminate.“The question is whether a shop like Masterpiece Cakeshop can put up a sign in its window saying, ‘Wedding cakes for heterosexual couples only,’” ACLU deputy legal director Louise Melling said. The ACLU is representing Craig and Mullins.Jack Phillips, the Christian baker in #MasterpieceCakeshop, leaves the Supreme Court. I just shook his hand & told him “I’m an American Muslim convert & I support you 100%. God bless you.” He smiled & said thank you @AllianceDefends @mpac_national @MuslimAdvocates @asmauddinesq— Ismail Royer (@_IsmailRoyer) December 5, 2017All eyes were on Justice Anthony Kennedy, whose vote often decides cases that otherwise split the court’s liberals and conservatives. The 81-year-old Kennedy is the author of the 2015 gay marriage decision and all the court’s major gay-rights rulings. At the same time, Kennedy has forcefully defended free-speech rights in his nearly 30 years as a justice.Colorado native Neil Gorsuch also is taking part in the most important gay rights case since he joined the Supreme Court in April.Colorado is among only 21 states with statewide laws barring discrimination against gays and lesbians in public accommodations.The case, Masterpiece Cakeshop v. Colorado Civil Rights Commission, 16-111, will be decided by late June.center_img Sharelast_img read more

Fake notes worth Rs 7 lakh seized from duo at Hare Street

first_imgKolkata: The Special Task Force of Kolkata Police on Thursday nabbed two persons and seized Fake Indian Currency Notes (FICN) worth Rs 7 lakh from them at Hare Street. The duo has been produced before the Chief Metropolitan Magistrate’s (CMM) Court, Calcutta.According to sources, police officers recently got a tip-off that a few people were planning to make some deal in fake currency notes at Hare Street. Based on the information, STF officers were keeping an eye on the area. On Wednesday evening, they noticed two persons were roaming aimlessly in the area and one of them was carrying a bag. On suspicion, they detained the duo. Also Read – Bose & Gandhi: More similar than apart, says Sugata BoseThe duo allegedly tried to mislead the police by stating that they were searching for an address. One of them said he was from Malda. Hearing this, STF sleuths grew suspicious. Immediately the bag which they were carrying was searched and a considerable amount of fake currency notes were found. Immediately, the duo identified as Razzak Shaikh of Baishnabnagar in Malda and Vikash Kumar Gautam alias Vikash Kumar Lodi alias Sunil of Unnao from Uttar Pradesh were taken to the STF office in Lalbazar. Later, it was found that they were carrying 350 fake notes of Rs 2000 denomination. The duo was arrested immediately. Also Read – Rs 13,000 crore investment to provide 2 lakh jobs: MamataSTF sleuths suspect that the duo was working as carriers of FICN. Sources informed that the duo would be interrogated to find out who was the prospected receiver of the FICN seized. Sleuths will also try to identify who gave them the fake notes. The duo has been booked under Sections of 489B IPC (using as genuine, forged or counterfeit currency-notes or bank-notes), 489C IPC (possession of forged or counterfeit currency-notes or bank-notes) and 120B IPC (punishment of criminal conspiracy).last_img read more

Tech Tools for Entrepreneurs

first_img How Success Happens Hear from Polar Explorers, ultra marathoners, authors, artists and a range of other unique personalities to better understand the traits that make excellence possible. All In One: Data protection and system maintenance are two important goals of Symantec’s Norton SystemWorks 2006. A dashboard-style interface makes sure that any computer user will feel comfortable with the program and not have to face a steep learning curve to get the most out it. The package includes Norton GoBack, a program that can roll your system back to before a problem installation or an unwanted program took its toll. Norton CleanUp helps you get rid of unwanted files, and Norton AntiVirus and a system optimization solution come bundled as well. SystemWorks 2006 costs under $70, and a Premier version with even more features is available for just under $100. Visit more information.Flat Out Worth It: Flat-panel monitors are more affordable than ever. Case in point: Hewlett-Packard’s L1706. For $319, you get a clean, silver design with a wide 140-degree viewing angle, 1,280 x 1,024 resolution, a range of tilt settings and a detachable base. There’s no pivot capability, but that’s to be expected in this price range. If you want, you can add an attachable USB speaker bar for $35. The three-year warranty with on-site service is a nice benefit that will help keep you working with mini-mal interruptions should anything happen. A 48-hour exchange is also available under the warranty. For more details, stop by Upper Hand: The Palm TX has just about everything you might need in a Palm-powered PDA, all for less than $300. Here’s the list: a high-resolution 320 x 480 color screen, 128MB memory, a 312MHz processor and an expansion card slot that can accommodate Multi-MediaCard, SD and SDIO formats. Best of all, it comes with built-in Bluetooth and Wi-Fi to make it a truly flexible wireless device. The Palm TX weighs 5.25 ounces and includes the Documents to Go software suite. That lets you take your Excel, PowerPoint and Word files with you on the road. Some of the Mac functionality is a little limited, but Windows users can take full advantage of the many software features. Stop by www.palm.comfor complete details and an in-depth product tour of the TX. Opinions expressed by Entrepreneur contributors are their own. 2 min read March 20, 2006 Listen Nowlast_img read more

Kubeflow 03 released with simpler setup and improved machine learning development

first_imgEarly this week, the Kubeflow project launched its latest version- Kubeflow 0.3, just 3 months after version 0.2 was out. This release comes with easier deployment and customization of components along with better multi-framework support. Kubeflow is the machine learning toolkit for Kubernetes. It is an open source project dedicated to making deployments of machine learning (ML) workflows on Kubernetes simple, portable and scalable. Users are provided with a easy to use ML stack anywhere that Kubernetes is already running, and this stack can self configure based on the cluster it deploys into. Features of Kubeflow 0.3 1. Declarative and Extensible Deployment Kubeflow 0.3 comes with a deployment command line script; This tool allows consistent configuration and deployment of Kubernetes resources and non-K8s resources (e.g. clusters, filesystems, etc. Minikube deployment provides a single command shell script based deployment. Users can also use MicroK8s to easily run Kubeflow on their laptop. 2. Better Inference Capabilities Version 0.3 makes it possible to do batch inference with GPUs (but non distributed) for TensorFlow using Apache Beam.  Batch and streaming data processing jobs that run on a variety of execution engines can be easily written with Apache Beam. Running TFServing in production is now easier because of the Liveness probe added and using fluentd to log request and responses to enable model retraining. It also takes advantage of the NVIDIA TensorRT Inference Server to offer more options for online prediction using both CPUs and GPUs. This Server is a containerized, production-ready AI inference server which maximizes utilization of GPU servers. It does this by running multiple models concurrently on the GPU and supports all the top AI frameworks. 3. Hyperparameter tuning Kubeflow 0.3 introduces a new K8s custom controller, StudyJob, which allows a hyperparameter search to be defined using YAML thus making it easy to use hyperparameter tuning without writing any code. 4. Miscellaneous updates The upgrade includes a release of a K8s custom controller for Chainer (docs). Cisco has created a v1alpha2 API for PyTorch that brings parity and consistency with the TFJob operator. It is easier to handle production workloads for PyTorch and TFJob because of the new features added to them. There is also support provided for gang-scheduling using Kube Arbitrator to avoid stranding resources and deadlocking in clusters under heavy load. The 0.3 Kubeflow Jupyter images ship with TF Data-Validation. TF Data-Validation is a library used to explore and validate machine learning data. You can check the examples added by the team to understand how to leverage Kubeflow. The XGBoost example indicates how to use non-DL frameworks with Kubeflow The object detection example illustrates leveraging GPUs for online and batch inference. The financial time series prediction example shows how to leverage Kubeflow for time series analysis The team has said that the next major release:  0.4, will be coming by the end of this year. They will focus on ease of use to perform common ML tasks without having to learn Kubernetes. They also plan to make it easier to track models by providing a simple API and database for tracking models. Finally, they intend to upgrade the PyTorch and TFJob operators to beta. For a complete list of updates, visit the 0.3 Change Log on GitHub. Read Next Platform9 announces a new release of, the open source, Kubernetes-native Serverless frameworkIntroducing Alpha Support for Volume Snapshotting in Kubernetes 1.12‘AWS Service Operator’ for Kubernetes now available allowing the creation of AWS resources using kubectllast_img read more

Pearlman joins Travel Leaders Network as Sr VP International Leisure

first_img<< Previous PostNext Post >> Pearlman joins Travel Leaders Network as Sr. VP, International Leisure Tags: Travel Leaders Network Share Travelweek Group center_img Posted by Wednesday, July 10, 2019 TORONTO — Travel Leaders Network has appointed Lindsay Pearlman to the newly-created position of Senior Vice President, International Leisure.Pearlman reports to Travel Leaders Network President Roger E. Block, CTC.“Lindsay will work with our International Partners to expand Travel Leaders Network leisure programs throughout Latin America, Europe, the Middle East, Africa and Asia Pacific,” said Block. “Many of our international partner agencies have a very large leisure operation in addition to their corporate division and we are pleased that Lindsay will bring his years of industry experience to help us grow our leisure division with partners across many countries.”Pearlman most recently served as Co-President of Ensemble, where he worked for 12 years, including as executive vice president and general manager of the retail travel group. Prior to Ensemble, Pearlman was with American Express Global Travel Services for 11 years in a variety of roles. Based in Toronto, Pearlman will work closely with Angeles Yugdar, Senior Vice President of International Markets for Travel Leaders Group.More news:  Sunwing offers ultimate package deal ahead of YXU flights to SNU, PUJTravel Leaders Network now counts travel agency members in more than 60 countries worldwide as it continues its international expansion.last_img read more

AA suspends Tokyo flights postquake

first_imgSource = e-Travel Blackboard: N.J American Airlines has announced it will suspend two of its six daily flights to Japan to meet decreased demand after recent natural disasters.The airline will cease operations on one flight between New York to Haneda and the other between Dallas to Narita Airport from 6 April until 26 April, The Associated Press reported.According to the source, the move comes after US carrier Delta Airlines also suspended flights to Haneda but continues to push its services into Narita. Earlier this week, Japan Airlines said it would suspend 74 international flights as it focuses on domestic services to assist recovery post-quake.last_img read more

Trends for Lenders to Watch in 2019

first_imgTrends for Lenders to Watch in 2019 Housing and the economy entered 2019 on ground a little less solid than 2018’s terra firma. Interest rates are up, the housing supply is still tight, and prices are high, even as houses are still selling at a brisk pace.For the mortgage industry, that could mean the year ahead will be a cautious one. At least that’s what Fiserv is projecting for the sector in 2019. In a market increasingly defined by always-updating regulations, rising homeowner expectations, and the growing swell of Millennials entering the homebuying market, “navigating the mortgage market in 2019 will require flexibility and patience from borrowers and lenders,” Fiserv writes in its look at trends for the year ahead.Among the trends for mortgage professionals to keep an eye on:Millennials will be more in the driver’s seat.The National Association of Realtors says that Millennials account for 36 percent of homebuyers in the U.S. That’s the largest generational share, and Millennials are just now entering their peak buying years.Expect more projects.With interest rates going up at regular intervals up, home-equity loans for bill consolidation and construction and improvement projects are likely to surge. TransUnion estimates that 10 million consumers will originate a home equity line of credit (HELOC) between by 2022.Automation and digitization will define the mortgage process.“The faster we can get paper out of banks and credit unions, the better it will be for everyone,” Fiserv writes. With more regulations driving up the cost to originate a mortgage, paper records are getting cost prohibitive. Lenders will turn to more digitized systems to help keep costs lower by reducing paper—which can be as many as 700 pages—and automating some basic clerical work. This will be especially helpful in complicated first mortgages and HELOCs, Fiserv says.Things will go more mobile.A growing number of borrowers—remember, Millennials are buying more houses and they’re extremely comfortable with technology—are happy to complete mortgage and loan applications through laptops and mobile portals. Mortgage lenders, consequently, need to deliver a more efficient lending process “and compelling, differentiated borrower experience,” Fiserv writes. “To grow their mortgage business, financial institutions will likely make greater investments in the customer experience in 2019.”A challenge here, though, is to create a user experience that borrowers will like, not an anonymous “chatbot” experience that they can simply disconnect from and go elsewhere. Even if face-to-face dies out, those non-human conversations must deliver a rich, digital experience.Data, data, data.Regulation and digitization have already brought about a lot of data on who a borrower is, what a borrower wants. Lenders will increasingly use technology to translate all the raw data into a more 360-degree view of borrowers and the lending operation.“The more lenders get the transparency, visibility, and quantity of data right – and make it easily accessible – the more it enables quicker, better decisions and reveals additional opportunities,” Fiserv writes.Also, with machine learning and AI not far off, mortgage lenders will start paying more attention to the clarity of their data sets, which Fiserv calls “the precursor to artificial intelligence.”Lenders will adapt and improvise.Smaller lenders, in particular, get weighed down by heavy regulation. And a lot of them are becoming nonbank providers and aggregators, “which are able to compete without many of the regulatory challenges placed on banks and credit unions,” Fiserv stated. But it will be a tech-driven restructuring that relies on more fully implemented automation that will make it all work. 2019 David McIninch Fiserv Lender Lionel Urban mortgage National Association of Realtors TransUnion trends 2019-01-10 Scott_Morgan January 10, 2019 1,805 Views center_img in Daily Dose, Featured, News, Servicing Sharelast_img read more

Related Skint trips 5 flights under £50Get away f

first_img RelatedSkint trips: 5 flights under £50Get away for a break on a budget this autumn with our pick of five flights to France, Spain, Portugal, Italy and Croatia, all less than £50.Bargains of the week: Ibiza | Gothenburg | PisaBargains of the week: Ibiza | Gothenburg | PisaSkint spring trips: 6 flights for under £35From Sweden to Croatia, we pick six of the cheapest flights going on Skyscanner for a spring trip, all for less than £35 return. No Valentine required. With these fantastic five flights for under £50, everyone has an excuse to take a budget city break this month.1. Pisa, Italy from £33The Tuscan city of Pisa is famous the world over for its Leaning Tower. There’s so much more to Pisa, but do climb the 300 spiral steps to the top for cracking views over the city. Piazza del Duomo, where the Leaning Tower leans, is a UNESCO World Heritage site. Don’t miss a stroll in the square at night when it seems a different place, peaceful and uncrowded with the buildings beautifully illuminated. When hunger for Italian food calls, as a general rule it is best not to eat in the touristy places near the Tower. Instead, try the Via San Martino area, or the Piazza dei Cavalieri, both packed with reasonably priced restaurants. Find cheap flights to Pisa2. Alicante, Spain from £39The Costa Blanca is one of the most popular Spanish destinations among UK holidaymakers thanks to its well-developed, family-friendly resorts in the Alicante province. But there is more to the region than sun, sea and sand. Alicante, the regional capital, is a stylish city with a multitude of historical sights and attractions, pleasantly warm and quiet in the off-season. For an alternative view of the region, you should explore the region around Alicante, with its supremely scenic countryside and historically rich towns. Rugged Calblanque nature reserve and the quaint hilltop village of Guadalest are especially worth a visit. Find cheap flights to Alicante3. Belfast, Northern Ireland from £34Although Belfast has a reputation for being a party town, the Northern Irish capital boasts many interesting cultural sites, including Belfast Castle, Ulster Museum, St Anne’s Cathedral, City Hall and, especially of interest this year, Titanic’s Dock. But if it’s shopping rather than culture that excites you, head for St George’s Market, a Victorian covered market opened in 1896 and the last in the region. Round off a day of sightseeing with a visit to the Crown Liquor Saloon, Belfast’s most famous and popular public house. Owned by the National Trust, it is as notable for its history as it is for its drinking and dining. Find cheap flights to Belfast4. Dinard, France from £26Dinard on the French coast of Brittany has been a favourite with bucket-and-spade-toting Brits since Victorian times, but outside the holiday season is a great time to visit this traditional French seaside resort, as hotel prices are much lower. Blessed with a mild climate, you’ll need little more than a jumper slung around the shoulders for a brisk walk along the Promenade en Bord Sur Mer with its gorgeous bay views. But if the weather isn’t on your side, that’s the only excuse you need to spend your time in cosy backstreet bistros, sampling sumptuous local seafood washed down with crisp whites. What better way to spend a winter weekend? Find cheap flights to Dinard 5. Prague, from £48Prague is truly one of Europe’s must-visit cities. Yes, it’s touristy, but with good reason. It is has been described as an outdoor museum owing to its Old Town, which contains sights such as fairytale Prague Castle and Obecni Dum or Municipal House, an Art Nouveau masterpiece. Pose for a photo on Charles Bridge, wander the cobbled streets around Old Town Square, Prague’s idyllic heart, or really go tourist-tastic and take a tour in a horse-drawn carriage. Given that Prague is famous for its beer, it comes as little surprise that gastro-pubs are all the rage here, ideal for a slap-up session of traditional pork and dumplings after a hard day’s sightseeing. Find cheap flights to PragueReturnOne wayMulti-cityFromAdd nearby airports ToAdd nearby airportsDepart14/08/2019Return21/08/2019Cabin Class & Travellers1 adult, EconomyDirect flights onlySearch flights Maplast_img read more

Midcoast Aviation recently celebrated the 25th com

first_imgMidcoast Aviation recently celebrated the 25th completion of a Challenger 605 cabin interior.Midcoast Aviation began performing completions in the mid-1980s. With increased demand for these services, the company launched a dedicated completions business in 1999, when it delivered its first cabin interior of a Challenger 604. Today, Midcoast Aviation is a Bombardier- authorized completions center for Challenger 605, Challenger 850, Global 5000 and Global XRS aircraft.“Challenger completions are a cornerstone of our business and we greatly value our long-standing partnership with Bombardier on this product family,” says Don Petersen, Midcoast Aviation president. “We continue to improve our delivery processes while performing to the highest-quality standards upon which Midcoast’s excellent reputation is based.”In February, Midcoast Aviation opened a green completions delivery center as the latest in an ongoing series of facility and service improvements at its St. Louis Downtown Airport operation. The company has in-house design and engineering departments, along with on-site cabinetry, upholstery, composite, avionics, sheet metal and paint shops.www.midcoastaviation.comlast_img read more

Police launch motorbike road safety campaign

first_imgPolice launched a Cyprus-wide road safety campaign targeting motorcyclists on Monday which will last until Sunday.The week-long campaign is the second one this year prompted by the high number of fatalities that are associated with motorcycles, particularly in the years 2015-2017. Police will be checking for valid licences, whether the bikers are wearing a helmet as well as insurance. Part of the campaign will be aimed at school students.Police statistics show that between the period of 2015-2017, nearly one in two of bikers who died in road accidents was not wearing a helmet.The European Transport Safety Council said that Cyprus had the highest increase in road deaths among 23 EU member states for 2017.In June, the assistant director of the traffic department Charis Evripidou told media that in the past, fatalities among bikers represented around 30 per cent of the total while in 2018, the percentage has climbed to 45 per cent.With regards to other road fatalities, Evripidou noted that part of the reason why the number was high was because of the use of mobile phones and failure to wear seat belts.You May LikeUltimate Pet Nutrition Nutra Thrive SupplementAdd This One Thing To Your Dog’s Food To Help Them Be HealthierUltimate Pet Nutrition Nutra Thrive SupplementUndoAngels And EntrepreneursRobert Herjavec Announce Venture Could Make You RichAngels And EntrepreneursUndoDr. Marty ProPower Plus Supplement3 Dangerous Foods People Feed Their Dogs (Without Realizing It)Dr. Marty ProPower Plus SupplementUndo Concern over falling tourism numbersUndoTurkish Cypriot actions in Varosha ‘a clear violation’ of UN resolutions, Nicosia saysUndoIsraeli rape suspects freed, woman who alleged assault arrested (Updated)Undoby Taboolaby Taboolalast_img read more

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