GSEs Announce Updates to Loan Repurchase Guidelines for Lenders

first_img Demand Propels Home Prices Upward 2 days ago  Print This Post Related Articles At the direction of the Federal Housing Finance Agency (FHFA), both Fannie Mae and Freddie Mac announced on Thursday updates to their life-of-loan representation and warranty framework in order to provide clarity for lenders regarding the potential risk for repurchase.The clarification of life-of-loan exclusions announced by the GSEs are meant to provide more certainty to lenders and borrowers alike, which will “increase access to credit without compromising safety and soundness,” according to a prepared statement by FHFA Director Mel Watt.”The release of details today by Fannie Mae and Freddie Mac clarifying the definition of life-of-loan exclusions and when they apply is a positive step forward for housing finance,” Watt said in his statement. “Concerns about when a mortgage loan might be subject to repurchase, along with other market factors, have contributed to increased credit overlays that drive up lending costs and reduce access to credit.”For Fannie Mae, the new framework guidelines provide specific requirements under which lenders can seek a repurchase after they are granted relief. One particular clarification made in Thursday’s updates relates to misrepresentations or data inaccuracies around the loan that surface post-relief date – Fannie Mae will seek repurchase on these loans only after is that Fannie Mae will seek repurchase of a loan after administering a “significance test” to determine if Fannie Mae would not have purchased the loan in the first place had the misrepresentations or inaccuracies been known prior to the relief date.Currently, lenders are granted relief on many representations if one of three requirements is met: The borrower makes timely payments on most loans for 36 months, the borrower makes timely payments on Home Affordable Refinance Program (HARP) or Refi Plus loans for 12 months, or if the loan passes a quality control review administered by Fannie Mae.Fannie Mae also announced it will seek repurchase on a loan either before or after relief is obtained under the framework if “it determines the failure to comply would impair its rights under the note or mortgage or result in direct liability by Fannie Mae under the law, or if the lender may have violated a consumer protection or other law or regulation that is specifically listed in today’s announcement.””The clarity and certainty we’re providing today is crucial for lenders to increase access to mortgage credit,” said Andrew Bon Salle, EVP of Single-Family Underwriting, Pricing, and Capital Markets for Fannie Mae. “There are qualified borrowers who are not being served in today’s market. With this clarity, lenders should have greater confidence in lending to Fannie Mae’s full credit standards and making mortgages available to more borrowers.”Freddie Mac announced that it will implement a similar significance test to the one Fannie Mae will administer in order protect the enterprise against fraud, misrepresentations, or data inaccuracies in regards to a loan. Freddie Mac also announced that the updates will be retroactive to mortgages that settled with the enterprise on or after January 1, 2013. In addition, Freddie Mac will be updating the “compliance with law” definition in its Selling Guide in order to “provide more certainty on how Freddie Mac will enforce remedies for compliance with laws,” according to Thursday’s announcement.”Today’s announcement goes a long way in providing clarity and certainty to lenders as to when a loan will be subject to a repurchase,” said Dave Lowman, EVP of Single Family Business at Freddie Mac. “Lenders have been specifically concerned that the life of loan exclusions could undermine the selling representation and warranty relief, leaving a back door for the GSE to put loans back to them after granting relief. Addressing these concerns by providing tighter definitions and clarity should encourage Sellers to serve a broader range of qualified borrowers.” November 20, 2014 1,266 Views Servicers Navigate the Post-Pandemic World 2 days ago Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. Demand Propels Home Prices Upward 2 days ago Tagged with: Fannie Mae Freddie Mac Life-of-Loan Exclusions Loan Repurchase Guidelines Governmental Measures Target Expanded Access to Affordable Housing 2 days ago About Author: Brian Honea Fannie Mae Freddie Mac Life-of-Loan Exclusions Loan Repurchase Guidelines 2014-11-20 Brian Honea The Best Markets For Residential Property Investors 2 days ago in Daily Dose, Featured, Government, Newscenter_img Servicers Navigate the Post-Pandemic World 2 days ago Home / Daily Dose / GSEs Announce Updates to Loan Repurchase Guidelines for Lenders Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Previous: CFPB Proposes to Expand Foreclosure Protections Next: Fannie Mae Expects Modest Economic Growth in 2015 The Week Ahead: Nearing the Forbearance Exit 2 days ago The Best Markets For Residential Property Investors 2 days ago GSEs Announce Updates to Loan Repurchase Guidelines for Lenders Share Save Sign up for DS News Daily Subscribelast_img read more

More Distressed Borrowers are Keeping Their Homes

first_img Demand Propels Home Prices Upward 2 days ago Demand Propels Home Prices Upward 2 days ago More Distressed Borrowers are Keeping Their Homes Tagged with: Fannie Mae Foreclosure Prevention Actions Freddie Mac Loss Mitigation May 10, 2016 2,253 Views The Best Markets For Residential Property Investors 2 days ago About Author: Brian Honea Data Provider Black Knight to Acquire Top of Mind 2 days ago in Daily Dose, Featured, Loss Mitigation, News Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. Servicers Navigate the Post-Pandemic World 2 days ago Share Save The Week Ahead: Nearing the Forbearance Exit 2 days ago Servicers Navigate the Post-Pandemic World 2 days agocenter_img Related Articles Home / Daily Dose / More Distressed Borrowers are Keeping Their Homes Fannie Mae Foreclosure Prevention Actions Freddie Mac Loss Mitigation 2016-05-10 Brian Honea Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Previous: Castro Dispels Myth About Millennials and Homeownership Next: FHFA Vows to Keep Fighting HOA Super-Priority Liens Subscribe  Print This Post Data Provider Black Knight to Acquire Top of Mind 2 days ago The gap is growing between the number of foreclosure prevention actions that were home retention actions and the number that were home forfeiture actions, according to FHFA’s February 2016 Foreclosure Prevention Report released Tuesday.The increased number of home retention actions and the decline in home forfeitures is good news for families and for a housing market that is still in the process of healing nearly eight years after the crash.According to FHFA, home retention actions outpaced forfeiture actions by nearly a 5 to 1 since the start of the conservatorships in September 2008 through the end of February 2016. During that period, Fannie Mae and Freddie Mac completed 3.03 million non-foreclosure solutions that kept families in their homes, which included loan modifications (the most common, at 1.92 million), repayment plans, forbearance plans, charge-offs-in-lieu of foreclosure, and Fannie Mae’s HomeSaver Advance program.By comparison, during that time, the GSEs completed 644,846 non-foreclosure solutions in which the home was forfeited, including short sales and deeds-in-lieu of foreclosure.The total of non-foreclosure solutions completed by the GSEs, which includes all home retention and forfeiture actions, was 3.674 million over the seven and a half year period from the start of the conservatorships until February 2016.The gap has been widening between the two over the last four years. For the full year of 2013, Fannie Mae and Freddie Mac completed 341,899 home retention actions compared to 105,829 home forfeiture actions—approximately a 3 to 1 ratio. The next year, the ratio expanded to approximately 5 to 1 (254,054 compared to 53,124). In 2015, the ratio approached 6 to 1 (196,815 compared to 35,251), and for the first two months of 2016, the ratio has been more than 6 to 1 26,836 compared to 4,564).If home forfeiture actions continue on their monthly pace from the first two months of 2016, there will be only 27,000 of them for the full year 2016.Also indicative of a healing housing market is the fact that fewer non-foreclosure solutions have been needed since 2013 mostly due to a sustained substantial decline in delinquencies on mortgage loans in the last few years. The total number of non-foreclosure solutions (including forfeitures and retention actions) has gone from 447,728 in 2013 to 307,218 in 2014 to 232,066 in 2015. If the number continues to decline at the rate of the first two months of 2016, there will be 188,000 foreclosure prevention actions for the full year of 2016.Click here to view the entire FHFA February 2016 Foreclosure Prevention Report. The Best Markets For Residential Property Investors 2 days ago Sign up for DS News Daily Governmental Measures Target Expanded Access to Affordable Housing 2 days agolast_img read more

HUD Tackles the Role of Algorithms in Fair Housing

first_img Data Provider Black Knight to Acquire Top of Mind 2 days ago Sign up for DS News Daily HUD Tackles the Role of Algorithms in Fair Housing Discrimination Disparate Impact Rule Fair Housing Act HOUSING HUD 2019-08-16 Radhika Ojha in Daily Dose, Featured, Government, News Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago Demand Propels Home Prices Upward 2 days ago Tagged with: Discrimination Disparate Impact Rule Fair Housing Act HOUSING HUD Servicers Navigate the Post-Pandemic World 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Demand Propels Home Prices Upward 2 days ago Previous: FHFA Shares Fannie, Freddie Stress Tests Results Next: Integration Announced for Provider of Loan Documents Radhika Ojha is an independent writer and copy-editor, and a reporter for DS News. She is a graduate of the University of Pune, India, where she received her B.A. in Commerce with a concentration in Accounting and Marketing and an M.A. in Mass Communication. Upon completion of her masters degree, Ojha worked at a national English daily publication in India (The Indian Express) where she was a staff writer in the cultural and arts features section. Ojha, also worked as Principal Correspondent at HT Media Ltd and at Honeywell as an executive in corporate communications. She and her husband currently reside in Houston, Texas. Home / Daily Dose / HUD Tackles the Role of Algorithms in Fair Housing Data Provider Black Knight to Acquire Top of Mind 2 days ago Related Articles Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago About Author: Radhika Ojha August 16, 2019 1,099 Views Subscribe As technology begins to play a more important role in the housing market, the U.S. Department of Housing and Urban Development (HUD) has proposed to address the role of algorithms used by industry businesses in an amendment to is Disparate Impact ruling under the Fair Housing Act.The amendment is based on a 2015 Supreme Court ruling in the case of Texas Department of Housing and Community Affairs v. Inclusive Communities Project, Inc. The Supreme Court had interpreted that under the ruling, the policy identified must be an “artificial, arbitrary, and unnecessary barrier” to fair housing.HUD’s proposed rule, therefore, aims to provide a framework for establishing legal liability for facially neutral practices that have unintended discriminatory effects on classes of persons protected under the Fair Housing Act. The rule has no impact on determinations of intentional discrimination, the agency clarified in a statement.In its 2015 decision, the Supreme Court upheld the use of a ‘disparate impact’ theory to establish liability under the Fair Housing Act for business policies and local ordinances even if the policy or ordinance is neutral in intent and application if it disproportionately affects a protected class without legally sufficient justification.”The goal of this proposed amendment is to bring more clarity to the disparate impact rule,” Paul Compton, General Counsel of HUD, told reporters during a call on Friday. He said that the amendment has “nothing to do with the intentional discrimination” rules under the Act.Compton said that HUD was interested in hearing more about the impact of the proposed amendment on the role of new technology such as algorithms that used artificial intelligence to assess factors such as risk or creditworthiness.In its proposal, HUD said that many commentators wanted these algorithms to be provided with a “safe harbor,” under the amended rule.HUD explained that while the disparate impact rule provided an important tool to root out factors that “may cause these models to produce discriminatory outputs, these models can also be an invaluable tool in extending access to credit and other services to otherwise underserved communities.”The agency, therefore, proposed under the amended rule parties using these algorithms could be provided with methods of defending their models in cases where they could prove that these algorithms achieved “legitimate objectives.””They are intended to ensure that disparate impact liability is “limited so employers and other regulated entities are able to make the practical business choices and profit-related decisions that sustain a vibrant and dynamic free-enterprise system,”” HUD said in its ruling.Additionally, the proposed amendment clarified that the section intended to merely recognize that additional guidance was necessary to respond to the complexity of “disparate impact cases challenging these models.”Click here to read HUD’s detailed proposal and call for comments.  Print This Post Share 1Save The Best Markets For Residential Property Investors 2 days agolast_img read more

Making America’s Housing More ‘Equitable’

first_imgHome / Daily Dose / Making America’s Housing More ‘Equitable’ Sign up for DS News Daily About Author: Krista F. Brock July 22, 2020 1,135 Views The Week Ahead: Nearing the Forbearance Exit 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago 2020-07-22 Mike Albanese Share Save Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Making America’s Housing More ‘Equitable’ The Best Markets For Residential Property Investors 2 days ago Demand Propels Home Prices Upward 2 days ago in Daily Dose, Featured, Government, News Krista Franks Brock is a professional writer and editor who has covered the mortgage banking and default servicing sectors since 2011. Previously, she served as managing editor of DS News and Southern Distinction, a regional lifestyle publication. Her work has appeared in a variety of print and online publications, including Consumers Digest, Dallas Style and Design, DS News and DSNews.com, MReport and theMReport.com. She holds degrees in journalism and art from the University of Georgia. Related Articles  Print This Post Data Provider Black Knight to Acquire Top of Mind 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago The Center for American Progress (CAP) is calling on lawmakers to make homeownership and affordable rental housing more accessible to people of color. Citing specific historical instances of racial discrimination and segregation in the housing finance system, the center is calling on lawmakers to reverse the ongoing impacts of this discrimination and make the housing system more “equitable.”“Homeownership and high-quality affordable rental housing are critical tools for wealth building and financial well-being in the United States. Knowing this, American lawmakers have long sought to secure land for, reduce barriers to, and expand the wealth-building capacity of property ownership and affordable rental housing,” states a new report from the center.“But these efforts have almost exclusively benefited white households,” the report reads.Today there are significant disparities in homeownership and wealth among black and white families in the United States.The median value of a home owned by a white household is $219,600 compared to $152,700 for a home owned by a Black household, according to CAP. At the same time, the homeownership rate is about 73% for white families compared to 41% for Black families.When comparing overall wealth, the CAP found that white households tend to have about 10 times more wealth than Black households.Today’s disparities and often highly segregated neighborhoods are the result of laws and policies that either explicitly or implicitly favored white and wealthier residents, according to the CAP’s report.For example, in the 1930s the National Housing Act and the Home Owner’s Loan Act were adopted to help make homeownership more accessible. The Home Owners Loan Corporation created maps that marked certain supposedly risky neighborhoods for home lending in red, and according to CAP the maps “assessed risk in part based on a neighborhood’s racial composition.”While this process, known widely today as redlining, is no longer legal, it has left lasting impacts.The FHA relied on those early “redlined” maps to determine where it should insure mortgage loans, and between 1934 and 1962, just 2% of FHA loans went to nonwhite homeowners, according to CAP. Today nearly three out of four of those first redlined neighborhoods are low- to moderate-income neighborhoods, and more than 60% of them are “predominately non-white,” according to CAP.Zoning laws in the early 1900s expressly prohibited Black families from purchasing homes in neighborhoods with mostly white residents and prohibited white families from purchasing in neighborhoods with mostly non-white residents. Race-based zoning was deemed unconstitutional in 1917, but the CAP asserts that single-family zoning laws have effectively perpetuated segregated neighborhoods in many areas.“As white households typically had higher incomes and access to a range of federal home loan programs, single-family zoning produced racially segregated neighborhoods without explicit race-based ordinances,” the CAP report reads.Thus, in order to level the playing field and make housing more accessible and affordable to all Americans, the CAP report urges lawmakers to “dismantle exclusionary zoning practices” and “support robust civil rights enforcement in the housing market by fully implementing the Affirmatively Furthering Fair Housing Rule.”Single-family zoning has been a relevant and contentious issue in the housing industry of late, and the CAP is not the only to connect it to racial segregation. Ibraheem Samirah, a Virginia state delegate, wrote a recent op-ed about the issue, renewing his call for zoning reform that would allow for two-family housing on lots across Virginia.A couple of states have already passed laws limiting single-family zoning laws. Both Oregon and Washington are allowing multifamily housing in some areas previously zoned for only single-family homes. However, Oregon’s law has been met with some solid opposition. Previous: Second COVID-19 Relief Bill Expected by August Next: Financial Services Committee Discusses HEROES Act Demand Propels Home Prices Upward 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago Subscribelast_img read more

PSNI given more time to question man in connection with Omagh murder

first_imgNews Facebook Pinterest Pinterest Guidelines for reopening of hospitality sector published Help sought in search for missing 27 year old in Letterkenny Google+ WhatsApp The PSNI have been given almost seven extra days to question a man over the murder of officer Ronan Kerr.The 33 year-old suspect was arrested last week.On Wednesday detectives were given an extra six days to quiz two men aged 26 and 40 who were also detained last week.It’s in connection with the booby trap bomb that killed the Catholic officer in Omagh earlier this month. Twitter Twitter NPHET ‘positive’ on easing restrictions – Donnelly center_img Facebook 448 new cases of Covid 19 reported today Google+ RELATED ARTICLESMORE FROM AUTHOR Three factors driving Donegal housing market – Robinson Previous articleTwo Donaldson suspects released without chargeNext articleEU delgation in the Northwest for annual congress News Highland WhatsApp By News Highland – April 15, 2011 Calls for maternity restrictions to be lifted at LUH PSNI given more time to question man in connection with Omagh murderlast_img read more

Security alert continues in Derry after Waterside pipe bomb attack

first_img Google+ Security alert continues in Derry after Waterside pipe bomb attack By News Highland – July 27, 2012 Facebook Pinterest LUH system challenged by however, work to reduce risk to patients ongoing – Dr Hamilton Pinterest Previous articleMinister asked to drop proposed new stock density rulesNext articleAIB Bank to close eight rural branches in Donegal News Highland A security alert is continuing on Derry’s Waterside after a pipe bomb device exploded outside a house in Heron Way shortly after 1am this morning. No one was in the house at the time and no one was injured.Police cordoned off the area and a number of homes were evacuated. Army experts were deployed.The area remains cordoned off this morning. Twitter Google+ Twittercenter_img Guidelines for reopening of hospitality sector published Facebook Business Matters Ep 45 – Boyd Robinson, Annette Houston & Michael Margey Calls for maternity restrictions to be lifted at LUH News RELATED ARTICLESMORE FROM AUTHOR WhatsApp WhatsApp Almost 10,000 appointments cancelled in Saolta Hospital Group this week Need for issues with Mica redress scheme to be addressed raised in Seanad alsolast_img read more

Donegal Co Council considered €116 million capital programme

first_img HSE warns of ‘widespread cancellations’ of appointments next week Donegal Co Council considered €116 million capital programme Man arrested in Derry on suspicion of drugs and criminal property offences released Previous articleBorder businesses hoping to benefit from Perry / B.R.A. initiativeNext articleColeraine police urge intruder in Acheson murder to turn himself in News Highland Twitter Google+ WhatsApp WhatsApp By News Highland – May 1, 2012 Dail to vote later on extending emergency Covid powers PSNI and Gardai urged to investigate Adams’ claims he sheltered on-the-run suspect in Donegal Newsx Advertscenter_img Watch: The Nine Til Noon Show LIVE Google+ RELATED ARTICLESMORE FROM AUTHOR Pinterest Facebook Dail hears questions over design, funding and operation of Mica redress scheme Facebook Pinterest Donegal County Council considered a 116 million euro Capital Programme yesterday, but Councillors expressed concern at the capital projects in their electoral areas that did not appear on the list.Just over 116 million euro will be spend on roads, sewerage, water and other major works between now and 2014.County Manager Seamus Neely has presented a draft plan, proposing spending just over 50 million euro on projects in the first year. More detailed proposals for the second and third years will be brought forward when budgets are confirmed, he said.Councilors will discuss additional electoral capital priorities at the Councils regular May meeting.Mayor Cllr Noel Mc Bride says the issue requires a lot of consideration……….[podcast]http://www.highlandradio.com/wp-content/uploads/2012/05/noelm1pm.mp3[/podcast] Twitterlast_img read more

John McAreavey says ‘Match for Michaela’ is helping him stay positive

first_img John McAreavey says ‘Match for Michaela’ is helping him stay positive Facebook HSE warns of ‘widespread cancellations’ of appointments next week Pinterest By News Highland – November 2, 2012 WhatsApp John McAreavey says he hopes this weekend’s ‘Match for Michaela’ will show people you can move forward in the right way.Donegal’s All-Ireland winning footballers will take on an Ulster selection tomorrow to raise funds for the foundation set up in memory of Michaela who was killed on honeymoon in Mauritius nearly two years ago.Two men were cleared of killing her earlier this year.Her husband John McAreavey was asked this morning whether he still hopes whoever was behind Michaela’s death will be caught:[podcast]http://www.highlandradio.com/wp-content/uploads/2012/11/jmac10.mp3[/podcast] Twitter Google+ WhatsApp Dail to vote later on extending emergency Covid powers 365 additional cases of Covid-19 in Republiccenter_img Twitter RELATED ARTICLESMORE FROM AUTHOR PSNI and Gardai urged to investigate Adams’ claims he sheltered on-the-run suspect in Donegal Google+ Man arrested in Derry on suspicion of drugs and criminal property offences released Pinterest Man arrested on suspicion of drugs and criminal property offences in Derry Previous articleMinister for Children to asked Lativan authorities to investigate ask.fmNext articleCllr Jack Murray urged council here not to follow path of Mayo County Council News Highland Facebook Newslast_img read more

KFO CEO meeting with Fisheries Minister tomorrow evening

first_img Google+ WhatsApp Man arrested on suspicion of drugs and criminal property offences in Derry Twitter WhatsApp Google+ By News Highland – December 14, 2013 KFO CEO meeting with Fisheries Minister tomorrow evening Dail to vote later on extending emergency Covid powers Pinterest Twitter RELATED ARTICLESMORE FROM AUTHORcenter_img Pinterest Facebook News Facebook HSE warns of ‘widespread cancellations’ of appointments next week PSNI and Gardai urged to investigate Adams’ claims he sheltered on-the-run suspect in Donegal Man arrested in Derry on suspicion of drugs and criminal property offences released Previous articleNorthwest MEP says the potential for local community development must be fosteredNext articleResidents of Sion protest for second time in fortnight against anaerobic digestor proposals News Highland The Killybegs Fishermen’s Organisation CEO Sean O’Donaghue is one of a number of industry representatives meeting with Fisheries Minister Simon Coveney tomorrow night in Brussels.The talks come on the eve of the December Council of Ministers’ meeting, at which the quotas for the coming year are due to be agreed.However, Sean O’Donaghue says there are a number of issues which need serious attention…..[podcast]http://www.highlandradio.com/wp-content/uploads/2013/12/kfosat.mp3[/podcast] 365 additional cases of Covid-19 in Republiclast_img read more

Norovirus outbreak closes Altnagelvin Hospital ward

first_img Twitter Man arrested on suspicion of drugs and criminal property offences in Derry Newsx Adverts Twitter WhatsApp WhatsApp Pinterest Previous articleSearch for missing teenager resumes on Lough SwillyNext articleFormer Mayor tries to save ‘Farmers’ Market’ in Donegal Town News Highland Google+ Main Evening News, Sport and Obituaries Tuesday May 25th 365 additional cases of Covid-19 in Republic By News Highland – July 23, 2011 center_img Norovirus outbreak closes Altnagelvin Hospital ward A ward at Altnagelvin Hospital in Derry has been closed to new admissions because of an outbreak of  Norovirus.Ward 42 has been temporarily closed as a result of the bug, which causes diarrhoea and vomiting.The Western trust has urged anyone who is unwell not to visit the hospital. It has also issued guidelines to visitors surrounding hygiene.It is the second outbreak of the Norovirus in a month at the hospital. In June, Ward 20 was closed.The main symptoms of the Norovirus infection are sudden nausea, stomach ache followed by severe “projectile” vomiting and / or diarrhoea.Symptoms usually begin between 12 and 48 hours after a person becomes infected. RELATED ARTICLESMORE FROM AUTHOR Further drop in people receiving PUP in Donegal Facebook Google+ Pinterest 75 positive cases of Covid confirmed in North Facebook Gardai continue to investigate Kilmacrennan firelast_img read more